Operating Ratios & Spreads

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CU Snapshot

	1Q '08	4Q '07
# of CUs	8,425	8,428
Members (millions)	89.9	89.7
Total Assets ($ billions)	782.0	777.0
Total Savings ($ billions)	653.1	650.4
Net Cap. /Assets	11.5%	11.5%
Loans to Savings	84.4%	84.6%
Loan Delinq.	.99%	.95%
Key Economic Indicators Credit Union Indicators Rates by State Rate Alert

Operating Ratios and Spreads

Size up your credit union's performance with this compilation of U.S. credit union performance statistics. It's "must have" information for your planning and budgeting meetings. Nowhere else will you find these critical spreads and ratios categorized by asset size, common bond, and state. Compare your operating ratios:

Distribution of assets, liabilities and equity
Distribution of loans outstanding
Regular reserves delinquencies and chargeoffs
Distribution of savings accounts
Distribution of operating expenses
Uses of total income
Yields on loans and investments
Cost of funds
Operating expenses
Other income
Distribution of net spreads
Key CAMEL ratios.

	Operating Ratios & Spreads - Complete Subscribers: Get First Quarter 2007 Operating Ratios & Spreads here - Expanded and Complete Subscribers: Get Mid-Year 2007 Operating Ratios & Spreads here - All Subscribers: Get Year-End 2007 Operating Ratios & Spreads here All Subscribers: - See the Year-End Table of Contents here - See the First Quarter Table of Contents here