Consumer Lending Survey Report

Research Reports

Operational

Strategic

Most Viewed

Japan and Sweden Have Been Down This Economic Road

Take Advantage of a Recession

Loan Growth Is Possible—Even In This Economy

New Scam in the Neighborhood

ID Theft Goes Low-Tech

CU Snapshot

	1Q '08	4Q '07
# of CUs	8,425	8,428
Members (millions)	89.9	89.7
Total Assets ($ billions)	782.0	777.0
Total Savings ($ billions)	653.1	650.4
Net Cap. /Assets	11.5%	11.5%
Loans to Savings	84.4%	84.6%
Loan Delinq.	.99%	.95%
Key Economic Indicators Credit Union Indicators Rates by State Rate Alert

2005-2006 Consumer Lending Survey Report

According to CEOs across the country, increasing the volume of consumer loans is the single-most critical operational challenge facing credit unions. CUNA’s Center for Research & Advice helps credit unions succeed in this rising rate environment by providing valuable research and information to strengthen your bottom line. The Consumer Lending Survey Report provides credit unions with the opportunity to discover what’s working well for credit unions with characteristics similar to their own. This report uncovers economic conditions affecting consumer lending; indirect auto lending; risk-based lending practices; marketing budgets and how dollars are spent; subprime lending; application and approval channels and processes, and much more.

	2005 - 2006 Business Services Survey - Available to Expanded and Complete subscribers - Available for purchase to Basic subscribers - Table of Contents for all subscribers