CU Snapshot

 2Q '09 1Q '09
# of CUs7,982 7,998
Members
(millions)
91.991.7
Total Assets
($ billions)
871.8867.4
Total Savings
($ billions)
741.8737.2
Net Cap.
/Assets
9.6%9.6%
Loans to Savings78.5%78.8%
Loan Delinq.1.60% 1.54%

Key Economic Indicators

Credit Union Indicators

Rates by State

Rate Alert

 

PointracPointrac

Evaluate new sites for credit union branches and ATMs with Pointrac


Expanded and Complete subscribers:
Log in to Pointrac

Hear what Carolyn Jordan, Senior VP
of Operations at Neighborhood Credit Union has to say about CU 360

Are you searching for a new location for a credit union branch or ATM? Just type in a street address, and Pointrac responds with market characteristics for that site and the surrounding area. With Pointrac, you’ll prioritize locations before you spend valuable time driving around to potential sites. This online decision- support tool saves you time and money by zeroing in on locations with the best potential for success.

Pointrac tool, click for larger view

Pointrac helps you answer these important site-planning questions:

  • Which location has consumer segments that best fit your expansion strategy?
  • How do the market characteristics of your existing locations compare to the potential sites?
  • What are the key market demographics for successful branches?
  • Where are the top five sites for a new branch in your community?
  • What’s the potential trade area for a particular location?
  • Are there retail destination points nearby that may improve performance for your branch or ATM?
  • Where can competitive intensity be minimized, and growth and potential be maximized?
  • How quickly will the new branch or ATM pay back your investment?

Pointrac is right for financial institutions who:

  • Are looking to expand branches or ATM locations
  • May not have the time resident on-staff to devote to a rigorous review of the market
  • Have yet to establish a process for expansion and site location work
  • Are being pressured to consider a specific piece of property

Available as part of a CU360 subscription package. Click here for more information.